Shocking Reasons Why You Need To Invest In The Stock Market or Mutual Funds Today

Christmas season is around the corner again. Lots of parties you need to attend, you need to buy gifts for your godson and goddaughter and most especially you need to buy clothes for the party. Your budget will suffer and shrink immediately. But there are a lot of ways to save your 13th month pay.

If you keep on postponing your plan to invest in the stock market today, you are losing a lot of passive income. The Philippine Stock Market hits all time high – 7,404.77 on September 25, 2014. This was index’s highest in over 16 months when it closed at an all-time high of 7,392.20 on May 15, 2013. So if you started investing earlier, your money should have grown to 15% or more!

Asian baby putting coins into the glass bottle with help of pareSo start educating yourself today so that you can prepare yourself and be more confident when you start your investing journey. I started learning on how to invest in 2008 and opened an COL Financial (formerly known as Citiseconline in 2008) in 2010. It took me two years to get that confidence but I know you can learn it fast.

From 2008 – 2010, I invested my family’s savings to the stock market also but I did not do it directly, one of my friend in Singapore does it for me. And he opened my eyes to the investing world.

So What is the shocking reasons why you need to invest in the stock market or mutual funds today?

Inflation Rate

Your money in your savings account is losing value yearly. Did you noticed that already? The prices of basic commodity products that you use everyday like milk, sugar and coffee will increase yearly. That is why your 10 Pesos today will become 5 Pesos in 2-5 years time.

According to, the inflation rate in Philippines was recorded at 4.90 percent in August of 2014. Inflation Rate in Philippines averaged 8.89 Percent from 1958 until 2014, reaching an all time high of 62.80 Percent in September of 1984 and a record low of -2.10 Percent in January of 1959. Inflation Rate in Philippines is reported by the National Statistics Office of Philippines.

You can start learning how to invest in the stock market by checking this amazing Pinoy and Money articles that will help you start your investing journey, click here.

Passive Income

Another reason is passive income, if you consistently invest P5,000 every month, it is possible that it will grow to 1 million in 10 years. Your money grows while you are sleeping and that my friend is passive income.

There are a lot of famous Filipino investors today that you can follow on Twitter and Facebook.  They will help you understand how investing works. On top of my list is my investing mentor Bo Sanchez, he created an amazing club – The Truly Rich Club! He will guide you and pick the best stocks that has a potential to grow 20% or more in 6months to 2 years time. He called those stocks as SAM Stocks.

Checkout the Truly Rich Club Today and received truck load of blessings!

I hope this article will awaken your investment spirit. Start learning and start Investing today!